Here are the main regulatory changes, taking account of the last France Travail reform:
Capping of aid at 60% of rights
- Regardless of your choice (ACRE or maintaining ARE)
- With preservation of the remaining rights
ARCE (Aide à la Reprise et à la Création d’Entreprise)
Allows a jobseeker eligible for ARE (Allocation d’aide au Retour à l’Emploi) to receive in capital 60% of the remaining amount of their unemployment rights (compared to 45% before July 2023).
Payment in two installments:
- The first payment (50% of the aid) is made once all eligibility conditions are met (including obtaining ACRE).
- The second payment(the remaining 50%) paid 6 months later, provided the company is still active at that time.
⚠️ If a full-time permanent employment contract (CDI) is taken up in the meantime, the second payment is forfeited.
Possibility of resuming ARE rights after ARCE:
In case of project failure, the jobseeker can reopen their residual ARE rights. Unused rights to benefits (the remaining 40% of the capital) remain available for 3 years (extended by the initial rights period) from the initial opening of rights.
Partial maintenance of ARE in case of business creation/Takeover
An entrepreneur can choose to maintain the payment of their unemployment benefit (ARE) while creating their business.
Unlike ARCE, it is not necessary to obtain ACRE to combine ARE and creation income.
⚠️ REMINDER: Since 01/01/2025, the terms of monthly payments vary depending on the legal and social status of the entrepreneur.
For assimilated employee directors (e.g., SAS, minority managers of SARL):
- With remuneration: monthly information and adjustments;
- Without remuneration (supported by the minutes of the general assembly): full maintenance of ARE.
For self-employed directors (e.g., sole proprietors, majority managers of SARL):
- Receipt of a flat-rate monthly allowance of up to 70% of ARE;
- Annual regularization retroactively upon receipt of supporting documents (submission of income declaration – Cerfa 2042).
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Glossary:
ARCE ➡ Aide à la Reprise et à la Création d’Entreprise
ACRE ➡ Aide aux Créateurs et Repreneurs d’Entreprise
ARE ➡ Allocation d’aide au Retour à l’Emploi
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